Interesting question! Not sure I can be much help here; what's been the roadblock with existing insurance companies? Obviously the Vive's an expensive piece of kit and people are using it in a way that could cause damage... but that's no different than say, a gym, no?
Sorry I can't be more help but I think it'd be interesting to hear details for the other operators / potential operators in the thread.
thanks for the reply! I found in the meantime 3 different inusrance companies who are willed to cover the "full risk" of a VR arcade. One is Lloyds and I have to find the other names ( everything went through brokers...
As soon as I have the other names I will post them here.